:root {
  --pp-navy: #03142d;
  --pp-navy-soft: #092a53;
  --pp-blue: #137eff;
  --pp-blue-dark: #0558bf;
  --pp-sky: #eaf5ff;
  --pp-text: #102a47;
  --pp-muted: #5b7088;
  --pp-line: #d9e6f2;
  --pp-white: #fff;
  --pp-success: #0b9868;
  --pp-warning: #f0a51a;
  --pp-shadow: 0 20px 55px rgba(7, 41, 80, .1);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body.public-page {
  min-height: 100vh;
  margin: 0;
  background: #f4f8fc;
  color: var(--pp-text);
  font-family: Inter, Avenir, "Segoe UI", Arial, sans-serif;
  font-size: 16px;
  line-height: 1.65;
}
body.public-page a { color: inherit; text-decoration: none; }
body.public-page button,
body.public-page input,
body.public-page textarea,
body.public-page select { font: inherit; }
.pp-container { width: min(1140px, calc(100% - 48px)); margin: 0 auto; }
.pp-skip-link { position: fixed; z-index: 1000; top: 8px; left: 8px; padding: 9px 14px; border-radius: 8px; background: #fff; color: var(--pp-navy); transform: translateY(-160%); }
.pp-skip-link:focus { transform: none; }

.pp-header {
  position: sticky;
  z-index: 100;
  top: 0;
  border-bottom: 1px solid rgba(5, 65, 125, .11);
  background: rgba(255, 255, 255, .96);
  box-shadow: 0 10px 34px rgba(4, 31, 66, .08);
  -webkit-backdrop-filter: blur(18px);
  backdrop-filter: blur(18px);
}
.pp-nav { min-height: 78px; display: flex; align-items: center; gap: 26px; }
.pp-logo { flex: 0 0 auto; display: inline-flex; align-items: center; }
.pp-logo img { display: block; width: 184px; height: 56px; object-fit: contain; }
.pp-menu { display: flex; align-items: center; gap: 26px; margin-left: auto; }
.pp-menu a { position: relative; padding: 28px 0 25px; color: #23415f; font-size: 12px; font-weight: 800; letter-spacing: .035em; text-transform: uppercase; }
.pp-menu a::after { content: ''; position: absolute; right: 0; bottom: 18px; left: 0; height: 2px; border-radius: 2px; background: var(--pp-blue); transform: scaleX(0); transition: transform .2s ease; }
.pp-menu a:hover,.pp-menu a:focus-visible,.pp-menu a.is-current { color: var(--pp-blue-dark); }
.pp-menu a:hover::after,.pp-menu a:focus-visible::after,.pp-menu a.is-current::after { transform: scaleX(1); }
.pp-actions { display: flex; gap: 8px; }
.pp-button { display: inline-flex; min-height: 44px; align-items: center; justify-content: center; gap: 9px; padding: 10px 21px; border: 1px solid transparent; border-radius: 999px; font-weight: 800; line-height: 1; transition: transform .2s ease, box-shadow .2s ease, background .2s ease; }
.pp-button:hover { transform: translateY(-2px); }
.pp-button--outline { border-color: #b8d0e8; color: var(--pp-blue-dark); background: #f7fbff; }
.pp-button--primary { color: #fff; background: linear-gradient(135deg, var(--pp-blue), var(--pp-blue-dark)); box-shadow: 0 9px 22px rgba(19, 126, 255, .22); }
.pp-nav-toggle { display: none; width: 44px; height: 44px; margin-left: auto; border: 1px solid #d3e2f0; border-radius: 11px; background: #f7fbff; color: var(--pp-navy); cursor: pointer; }

.pp-hero { position: relative; overflow: hidden; padding: 94px 0 84px; color: #fff; background: linear-gradient(118deg, #03142d 0%, #0756ad 62%, #0b8fc9 100%); }
.pp-hero::before { content: ''; position: absolute; width: 520px; height: 520px; top: -330px; right: -70px; border: 1px solid rgba(255,255,255,.2); border-radius: 50%; box-shadow: 0 0 0 75px rgba(255,255,255,.035), 0 0 0 150px rgba(255,255,255,.025); }
.pp-hero::after { content: ''; position: absolute; inset: auto 0 0; height: 4px; background: linear-gradient(90deg, #48b7ff, #fff 50%, #48b7ff); opacity: .55; }
.pp-hero .pp-container { position: relative; z-index: 1; }
.pp-breadcrumb { display: flex; align-items: center; gap: 9px; margin-bottom: 25px; color: #c8e7ff; font-size: 13px; font-weight: 700; }
.pp-breadcrumb a:hover { color: #fff; }
.pp-eyebrow { display: inline-flex; align-items: center; gap: 9px; margin: 0 0 19px; color: #88d1ff; font-size: 12px; font-weight: 900; letter-spacing: .12em; text-transform: uppercase; }
.pp-eyebrow i { display: block; width: 27px; height: 2px; background: currentColor; }
.pp-hero h1 { max-width: 820px; margin: 0; font-size: clamp(40px, 6vw, 68px); line-height: 1.03; letter-spacing: -.045em; }
.pp-hero p { max-width: 720px; margin: 24px 0 0; color: #dfedfa; font-size: clamp(17px, 2vw, 21px); line-height: 1.65; }
.pp-hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.pp-hero .pp-button--outline { border-color: rgba(255,255,255,.38); color: #fff; background: rgba(255,255,255,.08); }

.pp-main { padding: 72px 0 90px; }
.pp-layout { display: grid; grid-template-columns: minmax(0, 1fr) 310px; gap: 46px; align-items: start; }
.pp-section { margin-bottom: 62px; }
.pp-section:last-child { margin-bottom: 0; }
.pp-kicker { margin: 0 0 10px; color: var(--pp-blue-dark); font-size: 12px; font-weight: 900; letter-spacing: .1em; text-transform: uppercase; }
.pp-section h2 { margin: 0 0 18px; color: var(--pp-navy); font-size: clamp(29px, 4vw, 42px); line-height: 1.15; letter-spacing: -.03em; }
.pp-section h3 { margin: 0 0 10px; color: var(--pp-navy); font-size: 20px; line-height: 1.3; }
.pp-section p { margin: 0 0 18px; color: var(--pp-muted); }
.pp-lead { font-size: 19px; line-height: 1.7; }
.pp-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; }
.pp-grid--three { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.pp-card { padding: 27px; border: 1px solid var(--pp-line); border-radius: 17px; background: #fff; box-shadow: 0 12px 32px rgba(7, 41, 80, .06); }
.pp-card-icon { display: grid; place-items: center; width: 46px; height: 46px; margin-bottom: 20px; border-radius: 13px; color: var(--pp-blue-dark); background: #eaf4ff; font-size: 19px; }
.pp-card p:last-child { margin-bottom: 0; }
.pp-list { display: grid; gap: 13px; padding: 0; margin: 23px 0 0; list-style: none; }
.pp-list li { position: relative; padding-left: 31px; color: var(--pp-muted); }
.pp-list li::before { content: '\2713'; position: absolute; top: 1px; left: 0; display: grid; place-items: center; width: 20px; height: 20px; border-radius: 50%; color: #fff; background: var(--pp-success); font-size: 11px; font-weight: 900; }
.pp-callout { padding: 27px 29px; border: 1px solid #bcd9f4; border-left: 4px solid var(--pp-blue); border-radius: 13px; background: #edf7ff; }
.pp-callout strong { display: block; margin-bottom: 7px; color: var(--pp-navy); }
.pp-callout p { margin: 0; color: #385672; }
.pp-callout--risk { border-color: #f1d49c; border-left-color: var(--pp-warning); background: #fff8ea; }
.pp-callout--risk p { color: #624a21; }
.pp-stat-row { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 13px; margin: 24px 0; }
.pp-stat { padding: 19px; border-radius: 13px; background: var(--pp-navy); color: #fff; }
.pp-stat small { display: block; margin-bottom: 6px; color: #a8cae8; font-size: 11px; font-weight: 800; letter-spacing: .07em; text-transform: uppercase; }
.pp-stat strong { font-size: 20px; }
.pp-sidebar { position: sticky; top: 106px; }
.pp-side-card { padding: 25px; border: 1px solid var(--pp-line); border-radius: 17px; background: #fff; box-shadow: var(--pp-shadow); }
.pp-side-card + .pp-side-card { margin-top: 18px; }
.pp-side-card h2,.pp-side-card h3 { margin: 0 0 13px; color: var(--pp-navy); font-size: 19px; }
.pp-side-card p { margin: 0 0 17px; color: var(--pp-muted); font-size: 14px; }
.pp-side-card .pp-button { width: 100%; }
.pp-side-links { display: grid; gap: 4px; }
.pp-side-links a { padding: 10px 12px; border-radius: 9px; color: #385774; font-size: 14px; font-weight: 700; }
.pp-side-links a:hover,.pp-side-links a.is-current { color: var(--pp-blue-dark); background: #edf6ff; }

.pp-faq { display: grid; gap: 12px; }
.pp-faq details { border: 1px solid var(--pp-line); border-radius: 14px; background: #fff; box-shadow: 0 8px 24px rgba(7, 41, 80, .045); }
.pp-faq summary { position: relative; padding: 20px 54px 20px 22px; color: var(--pp-navy); font-weight: 800; cursor: pointer; list-style: none; }
.pp-faq summary::-webkit-details-marker { display: none; }
.pp-faq summary::after { content: '+'; position: absolute; top: 15px; right: 18px; display: grid; place-items: center; width: 32px; height: 32px; border-radius: 9px; color: var(--pp-blue-dark); background: #edf6ff; font-size: 20px; }
.pp-faq details[open] summary::after { content: '\2212'; }
.pp-faq details p { padding: 0 22px 22px; margin: 0; color: var(--pp-muted); }
.pp-legal h2 { margin-top: 44px; font-size: 29px; }
.pp-legal h2:first-child { margin-top: 0; }
.pp-legal h3 { margin-top: 24px; }
.pp-legal ol,.pp-legal ul { color: var(--pp-muted); }
.pp-legal li { margin-bottom: 9px; }
.pp-updated { display: inline-flex; margin-bottom: 28px; padding: 7px 12px; border-radius: 999px; background: #e9f3fc; color: #3d5d7b; font-size: 12px; font-weight: 800; }

.pp-contact-grid { display: grid; grid-template-columns: .75fr 1.25fr; gap: 22px; }
.pp-contact-method { display: flex; gap: 15px; align-items: flex-start; padding: 20px; border: 1px solid var(--pp-line); border-radius: 13px; background: #fff; }
.pp-contact-method i { display: grid; flex: 0 0 42px; width: 42px; height: 42px; place-items: center; border-radius: 11px; color: var(--pp-blue-dark); background: #eaf4ff; }
.pp-contact-method strong,.pp-contact-method span { display: block; }
.pp-contact-method span { color: var(--pp-muted); font-size: 14px; }
.pp-form { padding: 30px; border: 1px solid var(--pp-line); border-radius: 17px; background: #fff; box-shadow: var(--pp-shadow); }
.pp-form-row { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.pp-field { display: grid; gap: 7px; margin-bottom: 17px; }
.pp-field label { color: var(--pp-navy); font-size: 13px; font-weight: 800; }
.pp-field input,.pp-field select,.pp-field textarea { width: 100%; min-height: 48px; padding: 11px 13px; border: 1px solid #c8daeb; border-radius: 10px; outline: 0; color: var(--pp-text); background: #fbfdff; }
.pp-field textarea { min-height: 145px; resize: vertical; }
.pp-field input:focus,.pp-field select:focus,.pp-field textarea:focus { border-color: var(--pp-blue); box-shadow: 0 0 0 3px rgba(19,126,255,.13); }
.pp-form-note { margin: 0 0 18px; color: var(--pp-muted); font-size: 13px; }

.pp-footer { padding: 65px 0 25px; color: #d8e6f5; background: var(--pp-navy); }
.pp-footer-grid { display: grid; grid-template-columns: 1.3fr .8fr .9fr 1fr; gap: 45px; }
.pp-footer-lockup { display: inline-flex; align-items: center; gap: 13px; margin-bottom: 22px; }
.pp-footer-lockup img { width: 62px; height: 62px; object-fit: contain; filter: drop-shadow(0 8px 18px rgba(55,160,255,.28)); }
.pp-footer-lockup span { display: grid; gap: 6px; line-height: 1; }
.pp-footer-lockup strong { color: #fff; font-size: 17px; font-weight: 900; letter-spacing: .09em; }
.pp-footer-lockup small { color: #79c9ff; font-size: 9px; font-weight: 800; letter-spacing: .15em; }
.pp-footer h2 { margin: 0 0 19px; color: #fff; font-size: 20px; }
.pp-footer h2.pp-footer-subhead { margin-top: 24px; }
.pp-footer p,.pp-footer a { color: #d8e6f5; font-size: 14px; line-height: 1.8; }
.pp-footer p { margin: 0 0 16px; }
.pp-footer p strong { color: #fff; }
.pp-footer a { display: block; width: fit-content; margin: 7px 0; font-weight: 650; text-underline-offset: 4px; }
.pp-footer a:hover,.pp-footer a:focus-visible { color: #83caff; text-decoration: underline; }
.pp-footer-bottom { display: flex; justify-content: space-between; gap: 20px; margin-top: 49px; padding-top: 23px; border-top: 1px solid rgba(255,255,255,.13); color: #bcd1e7; font-size: 13px; }
.pp-footer-bottom a { color: #83caff; }

@media (max-width: 980px) {
  .pp-container { width: min(100% - 34px, 760px); }
  .pp-menu { gap: 14px; }
  .pp-menu a { font-size: 10px; }
  .pp-actions .pp-button { padding: 10px 14px; }
  .pp-layout { grid-template-columns: 1fr; }
  .pp-sidebar { position: static; display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 18px; }
  .pp-side-card + .pp-side-card { margin-top: 0; }
  .pp-grid--three { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .pp-footer-grid { grid-template-columns: repeat(2, minmax(0,1fr)); }
}

@media (max-width: 760px) {
  .pp-nav { position: relative; min-height: 68px; }
  .pp-logo img { width: 149px; height: 49px; }
  .pp-nav-toggle { display: block; }
  .pp-menu,.pp-actions { display: none; }
  .pp-header.is-open .pp-menu { position: absolute; top: 68px; right: 0; left: 0; display: grid; gap: 2px; padding: 9px; border: 1px solid var(--pp-line); border-radius: 0 0 14px 14px; background: #fff; box-shadow: 0 20px 40px rgba(4,31,66,.16); }
  .pp-header.is-open .pp-menu a { padding: 12px 13px; border-radius: 8px; }
  .pp-header.is-open .pp-menu a::after { display: none; }
  .pp-header.is-open .pp-actions { position: absolute; top: 320px; right: 0; left: 0; display: flex; justify-content: center; padding: 11px; border-top: 1px solid var(--pp-line); border-radius: 0 0 14px 14px; background: #fff; box-shadow: 0 20px 40px rgba(4,31,66,.16); }
  .pp-hero { padding: 68px 0 62px; }
  .pp-main { padding: 52px 0 68px; }
  .pp-grid,.pp-grid--three,.pp-stat-row,.pp-contact-grid,.pp-form-row,.pp-sidebar,.pp-footer-grid { grid-template-columns: 1fr; }
  .pp-footer-grid { gap: 31px; }
  .pp-footer-bottom { flex-direction: column; }
}

@media (max-width: 460px) {
  .pp-container { width: min(100% - 26px, 430px); }
  .pp-hero h1 { font-size: 38px; }
  .pp-card,.pp-form { padding: 22px; }
  .pp-hero-actions { flex-direction: column; }
  .pp-hero-actions .pp-button { width: 100%; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { transition: none !important; }
}